Control Your Retirement
Safe, conservative retirement strategies with dependable protection. Your money is shielded from market losses while still capturing growth.
Why Choose G&L Smart Plans?
Save More. Worry Less. Plan Smart.
Retirement specialists focused on safe, conservative retirement strategies
We specialize in retirement strategies designed to protect your savings while still allowing for growth. Your money is never exposed to market downturns, so even if the market drops, your account won’t lose value. This removes the fear of loss and gives you confidence in your retirement.
What Makes Us Different?
Retirement Specialists: We focus exclusively on safe financial solutions, not investment management or market speculation
Peace of Mind Strategies: We remove the fear of loss so you can sleep well knowing your retirement is secure
Avoid Market Losses: Our strategies are designed to protect your principal from market losses while allowing for growth potential
Education-First Approach: We take time to explain every option so you make informed decisions about your financial future
Conservative by Design: Our strategies prioritize preservation of capital over aggressive growth, perfect for pre-retirees and retirees
Our Commitment to You
Three principles guide everything we do:
Take Control
Stop letting market volatility, tax uncertainty, and sequence of returns dictate your retirement outcome. We show you how to take control by removing or reducing these risks and putting predictable strategies in place.
Certainty
Reliable strategies with downside protection. Your principal stays secure, regardless of market conditions.
Common Sense
Simple, understandable strategies that make sense for real people. Straightforward solutions you can actually explain to your family and friends.
How We Help
Smart Plans to Secure and Optimize your Retirement
🔁 Roth Conversions
Pay less tax now and avoid the retirement tax bomb later
🔒 Secure Money Strategies
Protect your principal while capturing market-linked growth potential
📊 Annuity Reviews
Optimize your existing annuities for better performance
📈 Advanced Tax Strategies
Sophisticated planning to reduce lifetime tax burden
🏢 Employee Benefits
Maximize employer-sponsored retirement benefits
😷 Individual Health Plans
Smart health plans for real life
💹 Capital Gains Deferral
Defer taxes on investment gains through smart strategies
💰 Guaranteed Income for Life
Ensure you never outlive your money with guaranteed income streams
🆓 Tax-Free Retirement Strategies
Maximize your retirement income by minimizing taxes
🏥 Long-Term Care Planning
Protect your assets from long-term care costs
🧑🧑🧒🧒 Legacy Planning
Ensure your wealth transfers efficiently to your heirs
📋 Revocable Trusts
Avoid probate and create certainty for your family
🚒 Medicare Specialists
Smart medicare choices
Our Values
Protection over speculation. Your principal security comes first, with upside potential built in. No market losses, just peace of mind.
Ready to Take Control?
Schedule your FREE consultation today!
© 2025 GL Smart Plans - All Rights Reserved.
Insurance licensed retirement planning specialists. Securities not offered.